Monerium
Stablecoin · EURe
Monerium is a regulated Icelandic EMI issuing EURe and GBPe as onchain e-money redeemable at par via banking rails and Web3 IBAN.
The onchain fiat platform.
EURe supply
—
-0.1% 24h
Latest data · 15 min delay
Research
Components, facts, FAQ, timeline, and tokenomics in one place
Main components (2)
EURe
Regulated euro e-money on Ethereum, Polygon, Gnosis, and Arbitrum. EUR to Web3 IBAN to EURe, redeemable at par.
GBPe
Pound e-money token issued under the same EMI framework.
Differentiator
EURe is issued by a licensed EMI and redeemable at par via banking rails. It behaves like bank-issued e-money onchain, not an overcollateralized crypto stablecoin.
Organizational structure
Units & roles
- Licensed issuer
Monerium hf.
Icelandic regulated EMI supervised by the Central Bank of Iceland FSA. Centralized issuer, no DAO.
- Banking partner
AS LHV Pank
Banking, IBAN, and SEPA rail partner for fiat flows.
Similarity to traditional finance products
How Monerium maps onto established TradFi structures, and where it diverges.
| TradFi product | Similarity to Monerium | Key differences |
|---|---|---|
| Electronic money / stored-value account | EURe maps to regulated e-money redeemable at par, similar to stored-value electronic money accounts. | Onchain ERC-20 with Web3 IBAN rails; not a money-market fund and not deposit-insured. |