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Lofty.ai

RWA · Real Estate · LOFTY

NetworkRWAReal EstateYield-BearingReal-World-CustodyNon-EVM0 coinsAudited

Lofty.ai offers fractional US real estate on Algorand — sub-cent transactions, a $50 minimum, and per-property ASA (Algorand Standard Asset) governance. Daily rental yield is distributed in USDC.

Fractional US real estate on Algorand.

Assets under management

$100.1M

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Research

Components, facts, FAQ, timeline, and tokenomics in one place

Main components (7)

1

Property DAO LLC

Each property is held by a dedicated US limited liability company (structured as a DAO LLC) that takes title to the home; token holders are the members and collectively own and govern the property.

2

Algorand Standard Asset (ASA) tokens

Ownership units are minted as Algorand Standard Assets, priced at $50 each at launch. Each token represents a fractional membership interest in the property's LLC.

3

Primary marketplace

Lofty's storefront where newly listed, AI- and locally-vetted rental properties are offered to investors, who buy tokens from as little as $50 with no accreditation requirement.

4

Secondary marketplace / PMM & liquidity pools

An on-platform exchange (marketed as the 'NASDAQ for real estate') with a Proactive Market Maker and liquidity pools that let holders buy and sell property tokens with near-instant liquidity and no lockup.

5

Daily rent distribution

Net rental income is streamed to token holders daily (deposited nightly, proportional to ownership), payable to the Lofty account, bank/PayPal, or as Algorand-based assets such as USDCa.

6

Managed Algorand wallets

The app auto-creates and custodies an Algorand wallet for each user so non-crypto investors can transact without handling keys or learning blockchain mechanics.

7

Governance voting

Token holders vote on property-level decisions such as repairs, appliance replacement, rent changes, tenant issues, and whether to sell the property.

Differentiator

Algorand-based fractional real estate with $50 minimums and per-property ASA governance; daily USDC rental yield.

Organizational structure

Units & roles

  • Lofty AI, Inc.

    Delaware-incorporated proptech company (HQ variously reported in Miami, FL and Los Angeles/San Francisco, CA) that operates the marketplace, mints tokens, vets properties and administers the property LLCs. Founded 2018; Y Combinator Summer 2019 batch.

    Operating company / platform

  • Property DAO LLCs

    Per-property US limited liability companies that hold legal title to each home. Token holders are the members; Lofty acts as the initial manager/administrator until governance is handed to holders.

    Asset-holding SPVs

Investment rounds

DateRoundAmountInvestorsLink
2019-08-19Seed / Y Combinator (S19)Undisclosed (part of $5M+ total)
Y CombinatorRebel FundJason CalacanisHustle Fund
Source

Similarity to traditional finance products

How Lofty.ai maps onto established TradFi structures, and where it diverges.

TradFi productSimilarity to Lofty.aiKey differences
Single rental property (direct landlord ownership)Investors gain direct fractional exposure to a specific, identifiable US rental house and receive its rental cash flow plus any appreciation, just like owning a rental outright.Entry is $50 instead of a full down payment; ownership is fractional via LLC tokens; rent is paid daily and automatically; property management is handled for holders; and stakes can be sold in minutes on the secondary market rather than via a months-long sale.
REIT (Real Estate Investment Trust)Pools many investors into professionally managed income-producing real estate and distributes rental income; accessible to non-accredited investors.Lofty lets investors pick individual properties (not a blind pooled portfolio), pays rent daily rather than quarterly dividends, is settled on-chain on Algorand, and gives holders direct governance votes on each property; it is not an SEC-registered '40 Act fund and offers property-level rather than diversified exposure.

Data sources

Research agent