Extra Finance
Credit · Leveraged Yield · EXTRA
Extra Finance combines a lending market with leveraged LP farming, letting users lever up liquidity positions on Optimism and Base DEXes.
Lending + leveraged LP farming on the Superchain.
Protocol TVL
$26.5M
+2.7% 24h
Latest data · 15 min delay
Competitors
Ranked top→bottom — who competes with Extra Finance and how they differ.
| # | Competitor | Positioning | Similarities | Differentiator |
|---|---|---|---|---|
| 1 | Stella (formerly Alpha Homora) | Most direct peer: a leveraged-yield-farming / leveraged-strategy protocol allowing users to borrow to amplify DeFi positions. | Both let users take on leverage against a lending pool to farm DEX/strategy yields, with liquidation mechanics protecting lenders. | Extra Finance is focused on the Superchain (Optimism/Base) with a veEXTRA model and its own lending pools; Stella pioneered leveraged farming on other ecosystems and uses a different (interest-free-style) leverage model. |
| 2 | Gearbox Protocol | Composable leverage / credit-account protocol enabling leveraged DeFi strategies across integrated venues. | Provides on-chain leverage backed by lending liquidity, with automated liquidation of undercollateralized leveraged positions. | Gearbox centers on generalized 'credit accounts' composable across many protocols and chains; Extra Finance is a purpose-built LYF + lending stack scoped to Optimism/Base DEX pools. |
| 3 | Francium | Leveraged-yield-farming protocol on Solana. | Lending pools funding leveraged farming positions on DEX pools, with the same amplify-yield-and-risk model. | Different chain ecosystem (Solana vs. Superchain EVM) and no veEXTRA-style governance token gating leverage. |
| 4 | Sky | Stablecoins aren't built to sit still. | Both operate in Credit. | Protocol-set Sky Savings Rate, instant no-lockup yield via sUSDS, and the Sky Agent Network for allocator-driven deployment. |
| 5 | JustLend | The largest lending market on Tron. | Both operate in Credit. | Big by lending TVL on Tron (notably USDT); not an Ethereum/L2 competitor — its data pipeline is Tron/TVM rather than EVM. |
| 6 | Kamino | Solana-native lending with isolated/curated markets. | Both operate in Credit. | Solana-native isolated/curated lending — a major cross-chain competitor, but metrics come from Solana programs/accounts rather than EVM contracts. |
| 7 | USD.AI | It lets crypto/stablecoin capital fund real-world AI compute infrastructure, especially GPUs, and turns that into a stablecoin/yield product. | Both operate in Credit. | It is not just "a stablecoin company." It is more like a RWA/private credit protocol where the RWA is AI compute infrastructure. |
| 8 | Fluid | Capital-efficient lending + DEX hybrid on a shared liquidity layer. | Both in Credit (Leveraged Yield). | Capital efficiency: a shared liquidity layer lets collateral, debt, lending liquidity and trading liquidity work together — more efficient but more complex. |
| 9 | Clearpool | Institutional uncollateralized lending pools. | Both operate in Credit. | Permissionless lender side over KYC'd institutional borrowers; utilization-driven rates and single-borrower Credit Vaults. |
| 10 | Goldfinch | Uncollateralized crypto loans to real-world businesses. | Both operate in Credit. | Uncollateralized lending underwritten by human backers; Goldfinch Prime brings institutional private-credit funds on-chain. |
| 11 | Venus | Leading money market on BNB Chain. | Both operate in Credit. | Competes by ecosystem (BNB Chain) rather than directly on Ethereum; similar pooled model to JustLend but BNB-centric. |
| 12 | Centrifuge | Tokenizing illiquid real-world business assets. | Both operate in Credit. | Per-pool bankruptcy-remote SPVs with DROP (senior) / TIN (junior) tranches connect legal collateral to on-chain lenders. |