RWA · Real Estate · ESTATE
Fractional commercial real estate on-chain.
Fractional commercial real estate on-chain.
Assets under management
$13.9M
Latest data · 15 min delay
Fractional commercial real estate on-chain.
Each property is represented by security tokens built on a Polymath ST-20 implementation, fully ERC-20 compatible with added transfer-restriction logic (whitelist-based GeneralTransferManager). Tokens represent proportional ownership and entitle holders to rent and appreciation.
When a property's funding goal is reached, the legal team creates a trust that holds title to the real asset. All participating wallets are listed as beneficiaries with ownership proportions set by their contributions; ownership is defined by control of the wallet's private keys.
Investors fund listings with stablecoins (USDC). Monthly rental income is distributed on-chain to token holders in USDC automatically, described as dividend-like passive income with no manual tenant management.
Five-subsystem architecture: a Web3 frontend dApp, an administrative frontend, the smart-contract layer, a backend API service, and a database. Web3Auth is used for wallet generation to onboard non-crypto-native users.
A planned on-chain marketplace where holders can list tokens for sale to other whitelisted users, intended to provide compliant liquidity. Documentation marks this feature as 'Coming Soon'.
An on-chain hybrid distribution contract (EP-rewards-nft) supporting batched airdrops and ERC-20-based public minting, used for user rewards (total supply 555).
31 properties tokenized, valued at more than $12 million (per CEO, 2025)
TheStreet - Estate Protocol CEO on tokenizationFirst tokenized property (Iris Blue, Dubai Marina) sold out in 6 days
TheStreet - Estate Protocol CEO on tokenizationFounded 2021; co-founders Parv Prabhakar & Ryan Smith; ~7 employees; no disclosed venture funding rounds (unfunded per Tracxn)
Tracxn - Estate Protocol company profileHow Estate Protocol maps onto established TradFi structures, and where it diverges.
REIT (Real Estate Investment Trust)
Estate Protocol
Both pool investor capital into income-producing property and distribute rental income proportionally, giving small investors exposure to real estate.
TradFi analogue
A REIT is a regulated fund holding many properties with shares traded on exchanges; Estate Protocol tokenizes individual properties into a per-asset trust, settles in stablecoins on-chain, and offers 24/7 fractional entry from very low amounts rather than pooled diversified equity.
Direct property purchase / buy-to-let
Estate Protocol
Investors gain ownership of a specific property and collect the rent it generates plus any appreciation.
TradFi analogue
Direct ownership requires large capital, is illiquid (weeks/months to sell), and involves paperwork and tenant management; Estate Protocol fractionalizes the same property into tradeable tokens with automated on-chain USDC rent and no landlord duties.
Parv Prabhakar
Co-Founder & CEO Leads Estate Protocol; publicly frames tokenization as a way to unlock trillions in real-estate liquidity.
Ryan Smith
Co-Founder & Head of Real Estate Co-founder responsible for real estate sourcing and operations.
Key milestones: launches, upgrades, exploits and governance events.
Estate Protocol is a blockchain platform that tokenizes real estate into fractional tokens, letting anyone globally invest in income-generating properties using stablecoins. It launched its first tokenized property in Dubai and operates on the Arbitrum network.
Token holders earn a proportional share of monthly rental income distributed on-chain in USDC, plus potential appreciation of the underlying property. Payouts are automatic and recorded on-chain.
Entry is fractional and low. Estate Protocol's materials have cited minimums such as $50 per token, with earlier communications referencing $100-$250 (250 USDC) per investment.
Each property is held by a legally compliant trust. Every investing wallet is listed as a beneficiary of the trust with ownership proportional to its investment, so token holders receive the economic rights of traditional real-estate investors.
Estate Protocol is built on Arbitrum, an Ethereum Layer-2. Its security tokens follow a Polymath ST-20 design that is ERC-20 compatible and uses whitelist-based transfer controls for compliance.
