Aryze
RWA · Stablecoins & FX · ARYZE
Multi-currency RWA stablecoins and FX tokens.
Multi-currency RWA stablecoins and FX tokens.
Thesis and how it works
Thesis and how it works
Differentiator
Multi-currency RWA stablecoins and FX tokens.
Main components (4)
Digital Cash (eEUR / eUSD / eGBP)
ARYZE's core product: a series of full-reserve fiat stablecoins ('Digital Cash') pegged 1:1 to the euro, US dollar and British pound, issued as ERC-20 tokens. Reserves are held in short-term government bonds/assets under a full-reserve banking model.
reForge API / E-Assets smart contracts
ARYZE's smart-contract framework and reForge API providing built-in cross-chain transfer support for its E-Assets, intended to move tokens across chains without third-party bridging or wrapping services.
Stablecoin-as-a-Service infrastructure
A unified stack that combines stablecoin/tokenised-RWA issuance with bank-to-bank fiat on- and off-ramp (fiat rails) for licensed issuers, aiming to replace multiple fragmented vendor integrations.
Pay by Bank
An account-to-account payments product built on Open Banking (operated via ARYZE ApS in the UK), letting merchants accept bank-rail payments alongside the stablecoin stack.
Key facts3
Key facts3
Curated facts
- Pre Series A raiseCurated
€3,000,000 (approx. $3.4M), closed May 2026
FinTech Global - E EUR token holders (Ethereum)Live
26 holder addresses; ~272 eEUR total supply on the ERC-20 contract 0x735fa792e731a2e8f83f32eb539841b7b72e6d8f
Etherscan - Legal / entity identifierCurated
ARYZE ApS, Denmark, CVR 38895052 / VAT DK38895052; Digital Cash tokens issued by ARYZE BVI
aryze.io
TradFi analogy2
How Aryze maps onto established TradFi structures, and where it diverges.
TradFi analogy2
How Aryze maps onto established TradFi structures, and where it diverges.
Regulated e-money / prepaid balances (e.g. bank-issued e-money)
Aryze
Both represent fiat value redeemable 1:1 and aim to be a cash-like store of value backed by safe reserves.
TradFi analogue
ARYZE Digital Cash is a bearer ERC-20 token that moves on public blockchains 24/7 and can swap between currency pairs on-chain; traditional e-money is account-based, closed-loop and settles through bank rails.
Money market funds / short-term government bond holdings
Aryze
Reserves for ARYZE stablecoins are held in short-term government bonds, similar to the assets underpinning a government MMF.
TradFi analogue
Holders of ARYZE Digital Cash receive a transferable payment token pegged 1:1 rather than fund shares, and (as marketed) do not receive fund yield distributions.
Organisation2
Organisation2
People & units
ARYZE ApS
Parent operating company (Denmark) Copenhagen-based Danish entity, CVR 38895052 / VAT DK38895052, founded 2017. Operates the platform and UK Pay-by-Bank / Open Banking product.
ARYZE BVI
Token issuer British Virgin Islands subsidiary of ARYZE ApS that issues the Digital Cash stablecoins (eEUR, eUSD, eGBP) under a full-reserve model.
Funding history1
Funding history1
Timeline3
Key milestones: launches, upgrades, exploits and governance events.
Timeline3
Key milestones: launches, upgrades, exploits and governance events.
ARYZE founded in Copenhagen
ExecutedARYZE ApS founded in Copenhagen, Denmark to bridge crypto and fiat via blockchain payment infrastructure.
SourceFirst exchange listing (eEUR)
ExecutedeEUR listed on Mercado Bitcoin, ARYZE's first major LatAm exchange distribution.
SourceScale integrated issuance + fiat-rails stack
StatedPost-raise plan to build out the unified Stablecoin-as-a-Service platform combining issuance with bank-to-bank on/off-ramps for licensed issuers.
SourceFAQ5
FAQ5
What is ARYZE Digital Cash?Key
Digital Cash is ARYZE's family of full-reserve stablecoins (eEUR, eUSD, eGBP) pegged 1:1 to fiat currencies and issued as ERC-20 tokens, backed one-to-one by government-issued assets such as short-term government bonds.
How are ARYZE's stablecoins backed?
ARYZE states it uses a full-reserve banking model, always holding enough assets to back 100% of the Digital Cash issued, with reserves held in short-term government bonds.
Who issues the eEUR / eUSD / eGBP tokens?
The Digital Cash stablecoins are issued by ARYZE BVI, a subsidiary of ARYZE ApS (Copenhagen, Denmark, CVR 38895052).
Which blockchains are ARYZE tokens on?
The tokens are deployed as ERC-20 assets on Ethereum, and ARYZE tokens have also been listed/deployed on additional chains such as Polygon and BNB Chain (BSC).
Is ARYZE just a stablecoin issuer?
No. ARYZE positions itself as infrastructure for licensed stablecoin and tokenised-RWA issuers, bundling issuance with bank-to-bank fiat on/off-ramp rails on a single platform (Stablecoin-as-a-Service).