Aave
Credit · Lending · AAVE
Aave is a multichain non-custodial lending protocol for supplying, borrowing, and earning interest. The Aave DAO governs parameters, listings, and emissions; Aave Labs is the primary development company.
Savings for Everyone — open-source non-custodial liquidity protocol.
AAVE price
$88.55
+1.9% 24h
Latest data · 15 min delay
Asset coverage
Collateral, oracles, risk parameters, and deployment facts.
Asset coverage & risk
Collateral assets
Loan assets
Stablecoin exposure
Stablecoin exposure (% TVL)
70% of TVL in stables (curated estimate).
Oracles
Risk parameters
Per-asset LTV, liquidation threshold/penalty and supply/borrow caps set by Aave governance; isolation mode and e-mode tiers for correlated assets.
Liquidations
On-chain liquidations by keepers once a position's health factor drops below 1; penalties vary by asset risk tier.
Liquidations (30d)
On-chain keeper liquidations when health factor drops below 1.
Bad debt
Minimal historical bad debt; the Umbrella safety module (stkGHO/stkABPT) backstops shortfalls.
Governance activity
Active Aave DAO — risk-parameter updates, new listings, Aavenomics buybacks, and the Aave V4 direction.
Governance notes
Active Aave DAO — risk updates, listings, Aavenomics buybacks, Aave V4.
Audit / exploit history
Extensively audited across multiple firms with a long live track record and no protocol-insolvency exploit.
Chains · EVM: yes
Deployment notes
Mainly EVM/multi-chain; has also explored Aptos/Move deployments — check the specific market.
Tag-specific lending coverage
Collateral assets
Oracles
Member coins & supported assets
GHOGHO
Native Aave overcollateralized stablecoin
stkAAVE, stkGHO, stkABPTstkAAVE
Insurance / staking module
AAVEAAVE
DAO governance token (max supply 16M)
aUSDC, aUSDT, aWETH (and other aTokens)aUSDC
Interest-bearing deposit receipts
stkABPTstkABPT
Staked AAVE/wstETH LP backstop (first-loss)
AAVEAAVE
Governance & utility token