USDai

USDAIUSD pegStablecoin

Synthetic dollarRWA collateral

USD.AI is a yield-bearing synthetic dollar protocol bringing infrastructure finance (InfraFi) onchain. It is backed by overcollateralized compute loans. USD.AI enables infrastructure and AI operators to access non-dilutive credit while providing depositors with sustainable, asset-backed yield. Built by Permian Labs, USD.AI is backed by leading investors including Dragonfly, DCG, Delphi Ventures, Fintech Collective, Ethereal Ventures, and is incubated by Alliance DAO.

Latest peg

$1.0000

Deviation

0 bps

Market cap

—

Peg health

Tight peg

Historical peg variance

Tight peg

90-day series · source: DeFi Llama

On-chain

Alchemy · live

Live circulating supply171.4MUSDai

Decimals18

Arbitrum contract0x0a1a…82ef

Last refreshed1s ago

Supply trend · ~30d

Recent transfers

When	From	To	Amount
4h ago	0x8fcc…5ba8	0x360e…fb32	863
4h ago	0x360e…fb32	0x8fcc…5ba8	938
4h ago	0x8fcc…5ba8	0x360e…fb32	1.0K
4h ago	0x360e…fb32	0x8fcc…5ba8	943
4h ago	0x8fcc…5ba8	0x360e…fb32	842
4h ago	0x360e…fb32	0x8fcc…5ba8	911
4h ago	0x8fcc…5ba8	0x360e…fb32	997
4h ago	0x360e…fb32	0x8fcc…5ba8	1.0K

Chain distribution

Circulating supply by chain · updated 15h ago

DeFi Llama

Arbitrum170.5M USDAI99.5%

Plasma791.6K USDAI0.5%

Ethereum5.7K USDAI0.0%

Metadata

Peg targetUSD

Sub-categoryStablecoin

IssuerView network

ChainsArbitrum One

Arbitrum nativeNative

LiveLive

FoundedApril 01 2025, 04:00 AM EDT

Links

Website Twitter / X Discord GitHub CoinGecko Arbitrum Portal Contract (Arbiscan)

Issuance

Backing & mint/redeem mechanics per the issuer.

DeFi Llama

Peg mechanismCrypto-backed

Users mint USDai by depositing USDC into USD.AI and can redeem it 1:1, while sUSDai converts USDai into a yield-bearing token redeemable after a notice period

Published audits

docs.usd.ai/technical-overview/audits

Off-chain facts

Reserve CompositionUpdated periodically
Backed by tokenized AI-compute hardware loans (UCC-7 / CALIBER warehouse receipts) and short-term Treasuries via the M^0 stablecoin platform.
USD.AI docs